Tuesday, November 16, 2010

Is it possible to stay positive .......

Today has been a day from hell, there just isn't any other way to describe it.  The insurance company that has been providing disability coverage for hubby has decided rather than put him on total disability they would cut his benefits off.  So even though he can hardly walk across the floor without stumbling, is in constant pain and has major chest pains on a regular basis their investigation deems he is fit to go back to work and get this .........they recommend that he become an electrical lineman or cable installer.  How's that for a kick in the teeth after spending 12 years in school to become multi-ticketed (plumber, gasfitter, electrican, HVAC mechanic, pipefitter, boiler technican) they have the nerve to tell him he needs to start over and do something else.  I don't know whether to cry or scream I am so mad.

We placed a call to our lawyer's office and just waiting to hear back as to when we can get an appointment.  I don't normally believe in sueing anyone for anything but this time I think it is warranted.  And if they want a fight then we'll give them one.  In the mean time he now has to go back to work or lose his benefits and we have no idea where the company will send him as they lost the contract at the place he was working prior to going off sick.  Please pray for us, we are going to need all the help we can get.  My wages barely cover our mortgage payment, I am totally not sure what is going to happen.

He was so devastated when he got the letter today that I had to come home early from work to try and settle him down, he was threatening all kinds of things.  He's finally calmed down and is watching TV.  I can't even begin to imagine how he is feeling.  And on top of all this he is booked for his ear surgery tomorrow. 

Right now just the thought of food makes me sick to my stomach.  This is gonna be a rough road to hoe and with Christmas coming it's gonna be hard.  Please forgive me if I don't post daily for the next couple of days, there will be so much going on that I may not get here.

I will be thinking of you all and know that you are there for me.  God bless you all.


  1. Man, that's terrible. I am so sorry! Certainly will pray 4 u! xxxx

  2. Oh Tessa I'm so sorry :(
    All I can say is try and concentrate on one thing at a time... get through his surgery tomorrow, and then get down to business with the lawyer. (Yes, you DO have good reason to talk to your lawyer.)

    I know this is going to be a hard time, PLEASE be good to yourself. We know that eating our problems away doesn't help... but it's SO easy to fall back into bad habits isn't it! But I know you can get through this.
    As far as Christmas, people will have to understand it is a hard time.

    Take the time you need. I'll miss you for a few days, but what's important is that you take care of you.

    Best Wishes for your husbands surgery, and that the lawyer calls SOON!

  3. Tessa-
    I am so sorry to hear about this....that really just stinks....I hope that the lawyer has good advice for you. Sending positive thoughts and hoping for a resolution sooner rather than later...
    Take care of you...and your hubby...
    Love and hugs!

  4. (((Tessa)))

    I'm so sorry to hear this. I hope everything works out for you. I will certainly be keeping you and your hubby in my thoughts and prayers. I hope things start to look brighter soon.

  5. i'm so sorry this is happening to you! we were very blessed to get Ron's disability approved on the first try. he had so many of the "automatic" approval diseases that they didn't even argue.

    take care of yourself along the way, too.

    sending you big hugs.

  6. I don't understand this - I thought for medical conditions not related to a job you went on disability through the gov't, but if you were injured on the job then they paid.

    I don't understand how they were covering hubs for a condition that exists outside of work. Can you go and apply for gov't disability [since he has obviously been paying into it] instead

    Sorry - I don't need an answer - I know you are up to your eyeballs with all of this. I wish I could do something to help or had answers.

    Just know I am thinking of you and you both are in my prayers. [If you don't see me around either, it is just because I lack internet.]

    Hugs darling.

  7. I am sorry to hear the news....and I hope everything will turn out well for you and your family...you will definitely be there in my prayers.... *hug*

  8. ((( hugs ))) & prayers.

  9. Oh no! What a nightmare . . . why can't insurance companies do the right thing?? I've been hearing a lot of stories lately along these lines--like a guy that goes to our church that has brain cancer, so his insurance company dropped him! He has a wife and 2 year old, and now they are being forced into bankruptcy. Yikes. It makes me sad and (righteously, I hope) angry.
    Anyway, I didn't mean that little story to get you down--just to say you're not alone in your struggles. I hope the lawyer is able to help you!! I'll send up a prayer for you guys.